Hunter Insurance

Hunter Insurance

389 Old River Road, Manville, RI 02838


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Insurance - Financial - Law

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Hunter Insurance LIVING BENEFITS Should the circumstance arise in which life-insurance policyholders facing terminal illness lack the funds to pay their medical bills (and meet other nancial obligations), their insurance companies may make it possible for them to receive cash for the death bene t of their insurance policies through accelerated bene ts before they die. Many companies offer from 25% to 100% of the death bene t as accelerated bene ts. A policyholder must have a terminal illness and be expected to die within two years in order to qualify for accelerated bene ts. Quali cation is also possible if a policyholder has been diagnosed with a disease that will reduce his or her expected lifespan, needs an organ transplant (due to illness), or is in long-term hospice care. If you are having dif culty deciding the appropriate life insurance policy to purchase for your circumstances, then talk to one of our agents. We can explain the differences between a term policy, a whole life policy, a universal policy, and a variable policy. To learn more, please call HUNTER INSURANCE, INC. at 769-9500, or visit our agents at 389 Old River Rd., Lincoln. Whether its personal, business, or life and health insurance, our of ce designs and develops total insurance programs. We are celebrating our 30th anniversary this year! HINT: Accelerated bene ts, also referred to as living bene ts, are usually tax-exempt for individuals who are expected to die within two years.