Hunter Insurance

Hunter Insurance

389 Old River Road, Manville, RI 02838

769-9500

http://www.hunterinsuranceonline.com

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Insurance - Financial - Law

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Hunter Insurance VICARIOUS LIABILITY Business owners may be liable for the negligent actions of their employees, agents, and independent contractors. The legal doctrine of vicarious liability may assign business owners liability for a personal injury based on their particular legal relationship to the person who caused the injury. For example, if an employee were to cause injury to someone as a consequence of acting negligently, the responsibility could be passed on to the employer. In order for this to happen, the negligent act would have to have been committed during the course of employment. Because vicarious liability is an ever-present risk for business owners, protection is available through various types of business insurance speci cally designed to guard the costs of both direct and vicarious liability. For example, general liability insurance protects you from the costs of lawsuits over personal injuries or third-party property damage caused by you or your employees or incidents that happen on your business property. Professional liability insurance shields you from the costs of mistakes you and your team make while performing work. For more information, please call HUNTER INSURANCE, INC. at 769-9500, or visit our agents at 389 Old River Rd., Lincoln. We are celebrating our 30th anniversary this year! HINT: General liability insurance and errors and omissions insurance are policies that usually cover the expense of business owners having to defend themselves against vicarious liability claims.